FDIC FDIC-Insured — Backed by the full faith and credit of the U.S. Government
Home Personal Banking

Personal banking, personalized

Banking that adapts to your lifestyle, not the other way around.

Checking that checks all the boxes

Our Smart Checking account comes with no monthly fees, no minimum balance requirements, and no overdraft fees. Plus, get paid up to two days early with direct deposit.

  • Free debit card with instant lock/unlock
  • 55,000+ fee-free ATMs nationwide
  • Real-time transaction alerts
  • Mobile check deposit
  • Bill pay and Zelle included
Open a Checking Account
Smart Checking
High-Yield Savings

Savings that actually save

Earn 4.85% APY on your savings — one of the highest rates in the nation. Set goals, automate transfers, and watch your money grow without lifting a finger.

  • 4.85% APY — 10x the national average
  • No minimum balance required
  • Automatic round-up savings
  • Goal-based savings buckets
  • FDIC insured up to $250,000
Open a Savings Account
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Find your perfect account

Feature Smart Checking High-Yield Savings Premium Money Market
Monthly Fee $0 $0 $0
Minimum Balance $0 $0 $2,500
APY 0.01% 4.85% 4.50%
Debit Card Free N/A Free
ATM Access 55,000+ free ATMs 55,000+ free ATMs 55,000+ free ATMs
Mobile Deposit ✓ ✓ ✓