FDIC FDIC-Insured — Backed by the full faith and credit of the U.S. Government
Home Business Commercial Lending

Capital for what's next

Flexible financing solutions for businesses ready to grow.

Financing

Solutions for every stage

Term Loans
Term Loans

Business Term Loans

$25,000 to $5 million with fixed rates and terms up to 10 years. Perfect for expansion, acquisitions, or major investments.

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Lines of Credit
Lines of Credit

Revolving Credit

Access $50,000 to $2 million on demand. Pay interest only on what you use. Ideal for managing cash flow and seasonal needs.

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Equipment Financing
Equipment

Equipment Financing

Finance up to 100% of equipment cost with the equipment itself as collateral. Terms up to 7 years with competitive rates.

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SBA Loans

Government-backed, business-friendly

Cathay Bank is an SBA Preferred Lender. That means faster approvals, more flexible terms, and higher approval rates for qualified businesses.

  • SBA 7(a) loans up to $5 million
  • SBA 504 loans for commercial real estate
  • SBA Express loans — approval in 36 hours
  • Lower down payments and longer terms
  • Dedicated SBA lending specialist
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Commercial Lending