FDIC FDIC-Insured — Backed by the full faith and credit of the U.S. Government
Mobile App

Your entire bank, one tap away

The Cathay Bank mobile app puts you in complete control of your finances. Check balances, transfer funds, pay bills, deposit checks, and monitor spending — all from your phone.

  • Biometric login (Face ID / Touch ID)
  • Mobile check deposit — snap and done
  • Instant account alerts and notifications
  • Bill pay and scheduled transfers
  • Card controls — freeze, limit, or replace instantly
  • Spending insights and budgeting tools
App Store Google Play
Mobile Banking
Features

Everything you need, nothing you don't

Zelle® Integration

Send and receive money in minutes with Zelle®. Split bills, pay friends, and settle up instantly — no fees.

Bill Pay

Pay any bill in the US. Schedule recurring payments, set reminders, and never miss a due date.

Spending Insights

AI-powered categorization shows exactly where your money goes. Set budgets and get alerts when you near limits.

Virtual Cards

Create unlimited virtual cards for online shopping. Set spending limits and merchant locks for extra security.

Real-Time Alerts

Get instant notifications for every transaction, login, balance threshold, or suspicious activity.

Global Access

Access your accounts from anywhere in the world. Multi-currency support with zero foreign transaction fees.

Security

Bank-grade protection

Your security is our obsession. Every feature is built with multiple layers of protection to keep your money and data safe.

  • 256-bit AES encryption end-to-end
  • Multi-factor authentication (MFA)
  • Biometric login and transaction approval
  • Real-time fraud monitoring and alerts
  • Instant card freeze from the app
  • SOC 2 Type II certified infrastructure
Explore Security Center
Digital Security

Download the app and get started

Available on iOS and Android. Enrollment takes 2 minutes.

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