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Banking at your fingertips

Everything you need to know about Cathay Bank Online Banking.

Overview

What is Cathay Online Banking?

Cathay Online Banking gives you complete control over your finances from any device, anywhere in the world. Check balances, transfer funds, pay bills, deposit checks, and monitor your spending — all in one secure, intuitive platform.

  • 24/7 access to all accounts and transactions
  • Real-time balance and activity updates
  • Bill pay, transfers, and Zelle® integration
  • Mobile check deposit — snap a photo, done
  • Download statements and tax documents
  • Set up alerts and automated savings rules
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Online Banking
Get Started

Three steps to digital banking

1

Enroll

Visit our enrollment page and verify your identity using your account number, SSN, and email.

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2

Download the App

Get the Cathay Bank mobile app for iOS or Android for banking on the go with biometric login.

Get the App
3

Explore & Customize

Set up alerts, create savings goals, link external accounts, and personalize your dashboard.

View Tutorials
Security

Built to keep you protected

Every feature of Cathay Online Banking is designed with multiple layers of security. From encryption to biometrics, your data and money are safeguarded at every step.

  • 256-bit AES encryption for all data transmission
  • Multi-factor authentication on every login
  • Biometric login (Face ID, Touch ID, fingerprint)
  • Real-time fraud detection and alerts
  • Automatic session timeout after inactivity
  • Instant card freeze and account lock from the app
Explore Security Center
Banking Security
FAQ

Common questions

No. Online Banking and the mobile app are completely free for all Cathay Bank customers. Standard data rates from your carrier may apply.

Yes. You can access your accounts from anywhere in the world. We recommend enabling travel notifications in the app before international trips.

Click "Forgot Password?" on the login page. We'll verify your identity and send a secure reset link to your registered email.

Yes. All deposited images are encrypted and processed through our secure servers. Funds are typically available within one business day.

Ready to go digital?

Enroll in Online Banking and take control of your finances.

Enroll Now